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Scams circulating right now

A live directory of real scams going around now, summarized from FTC, FBI/IC3, BBB, AARP, Apple, and other public sources. Always follow the source link.

Last updated

56 of 56 scams
Government impersonation / phishingPhoneVoicemailSMS

Fake "unclaimed relief check" calls and texts

According to the Better Business Bureau, callers, voicemails, or texts claim you may have thousands of dollars waiting in an uncollected "relief check" from pa…

Government impersonation / phishingSMSEmailWebsitePhone

Fake VA texts about a problem with your benefits

According to an Oct. 23, 2026 VA News article from the VA Office of Information and Technology, a Veteran gets a text that looks like it's from VA warning of a…

Business impersonation / fake salesSocial mediaAdsWebsiteEmail

Fake farm equipment sellers

According to the FTC, scammers posing as farm equipment businesses are selling equipment that doesn't exist. You might see a social media ad for a tractor at a…

Bank impersonationSMSPhoneEmail

Fake bank fraud alert texts and calls

According to AARP, criminals posing as your bank's security department send texts, emails and robocalls warning of unusual or possibly fraudulent activity on y…

Online payment / search adsAdsWebsite

Bill pay impersonators in search ads

When you search online for a company's payment site, the top result can be a paid search ad that looks like it belongs to the company you want to pay but takes…

Online shopping / impersonationWebsiteAdsSocial mediaSMSEmail

Fake iPhone Duo preorder and giveaway sites

According to AARP, citing research published by Malwarebytes on Sept. 29, 2026, a fake Apple-style website offers early iPhone Duo preorders with a $500 vouche…

Online shopping / impersonationWebsiteAds

Fake car dealership websites

According to the FTC, scammers clone a real auto dealer's website, often using AI, copying brand logos, vehicle listings, and photos, and sometimes adding fake…

Government impersonation / veteransMailPhone

"Veterans Savings Program" postcard scam

According to the FTC, veterans across the country have reported postcards saying they or their spouse might qualify for extra monthly benefits through a "Veter…

QR code phishingQR codeWebsite

Fake QR codes on parking meters

According to the FTC, people have reported scammers covering up legitimate QR codes on parking meters with a QR code of their own. Scanning the fake code can t…

Shopping / phishingSMS

USPS package delivery text scam (smishing)

An unexpected text that claims to be from the U.S. Postal Service about a package and includes a link. It might confirm an order, say a package is out for deli…

Government impersonationPhoneSMSEmailVideo call

Fake police, jury duty, and warrant calls

A caller, usually by unsolicited phone call but sometimes by text or email, claims to be from a US or foreign law enforcement or government agency, often with …

Shopping / phishingEmailPhone

Fake subscription renewal and invoice emails

Emails made to look like they come from a business you know, often with its logo, say your subscription or membership has expired and ask you to click a link t…

Shopping / fake websitesAdsSocial mediaWebsite

Fake "hot toy" websites and ads

When one of the season's popular toys is sold out in stores, fake websites and social media ads claim to have it in stock, often discounted as a "last-minute d…

Fraudulent help servicesWebsiteAdsPhone

Deceptive sextortion assistance services

Paid "sextortion assistance" companies advertise online that they can stop blackmail threats, keep intimate images from spreading, track perpetrators, and repo…

Government / political impersonationEmailTextPhoneSocialWebsite

Midterm election donation and voter-registration scams

Scammers exploit the 2026 U.S. midterm elections by using candidates' names, images, logos, and slogans to solicit fake campaign contributions, run ScamPACs wi…

Health insurance / government impersonationAdsPhoneWebsiteEmail

Health insurance open enrollment scams

During Open Enrollment for Medicare and the Health Insurance Marketplace, scammers and dishonest businesses pay for search ads and build lookalike sites that u…

Travel / brand impersonationEmail

Norwegian Cruise Line booking phishing emails

Phishing emails that quote real NCL booking details (guest name, ship, departure date, booking number, and sometimes the amount paid) and urge you to verify a …

Government / agency impersonationSMS

Unpaid road toll text (smishing)

A text claiming you have an outstanding toll (often around $12) and warning of a late fee if you do not click a link to pay. The link impersonates a state toll…

Government / law-enforcement impersonationPhoneEmailSocial mediaTelegramFacebook MessengerFake websites

Fake FBI / IC3 fund-recovery agents

After a prior scam loss, someone claiming to be FBI/IC3 staff (sometimes via AI deepfake video or fake social profiles) says they recovered your money or can u…

Tech support / brand impersonationPhoneSMSEmailBrowser pop-upsFaceTime

Fake Apple Support calls, texts, and pop-ups

Unsolicited calls, texts, emails, or pop-ups claiming to be Apple Support about account compromise, unauthorized charges, or device problems. Scammers may spoo…

Tech supportPhoneBrowser pop-upsAdsSMS

Tech support / phantom hacker scams

Criminals pose as tech or customer support for banks, utilities, antivirus, or crypto exchanges. They claim a device or account issue, push urgency, demand rem…

Shopping / identityPhysical packageQR code in package

Brushing scam (unexpected package)

A package you did not order arrives (often cheap items like wipes, toothpaste, or seeds), sometimes with a QR code claiming to identify the sender or process a…

Tax / financialMailTV/radio/podcast adsPhone sales calls

Fake tax debt relief companies

Companies promise to wipe tax debt for ‘pennies on the dollar,’ sometimes with mail that impersonates the government and deadlines threatening property seizure…

Government / tax impersonationPhoneVoicemail

Fake IRS / tax resolution phone calls

Unexpected calls from fake agencies (e.g., ‘Tax Mediation and Resolution Agency’) saying you owe taxes, offering a ‘red flag check’ or ‘IRS liability reduction…

Investment / romanceSMSDating appsSocial mediaWhatsAppWeChat

Pig butchering (crypto romance/investment) scam

A stranger builds trust over weeks/months, then pitches high-return crypto investing on a fake platform. Victims buy crypto on real exchanges then transfer to …

EmploymentSMSWhatsAppTelegram

Fake job / recruiter text offers

Texts from ‘recruiters’ at known companies offering remote jobs (e.g., online assessor) with pay rates but few details. They ask you to reply YES/INTERESTED, t…

Utility / disasterSMSPhoneEmail

Weather-related utility / restoration scams

After storms/outages, messages claiming to be your utility say they will restore service faster if you pay or provide information via a link. Unlicensed contra…

Auto / phishingMailPhone

Fake vehicle warranty letters and calls

Mail urgently asking you to call to verify VIN and mileage to ‘maintain factory warranty,’ sometimes with fake ‘Official Business’ barcodes and no clear compan…

UtilityPhoneSMS

Fake utility shutoff threats

Caller or text claims to be your electric/gas/water company and says service will be shut off today unless you pay immediately — often by gift card, wire, cryp…

Payment method / imposterPhoneEmailSMS

Gift card payment demands

Anyone posing as government, a company, a relative, or tech support who insists you pay only with gift cards and read back the codes.

Government impersonationPhoneSMS

Government / Social Security impersonator scams

Callers claim Social Security, Medicare, or another agency is suspending benefits or that you face arrest unless you pay or confirm personal information.

Family impostorPhoneSMS

Grandparent / family emergency impostor scams

A call or message claims a grandchild or relative is in jail, in an accident, or stranded abroad and needs money immediately — often with a ‘lawyer’ or ‘bail b…

EmploymentSocial media adsSMSEmail

Side hustle / paid task scams

Ads or messages promise easy money for simple online tasks, mystery shopping, or ‘platform’ work, then ask for upfront fees, deposits, or for you to send money…

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